After applying on the Internet for Health Insurance for my college student daughter, I was contacted on several occasions by a company called Consumer Health Benefits Association; aka National Benefits Consultants LLC (www.nbchealth.com); backed by Guarntee Life of Chicago. Each time they did some fast talking about their incredible health insurance plan and coverage, so fast I couldn't write it all down. Twice they told me if I didn't buy today, the rate was increasing, but I wouldn't go there and they kept calling and offering the same low rate.
When I asked for a list of providers and pharmacies, they told me I would get that in an email after my enrollment fee and one months premium was paid of 239.85. I ask why can't I know what I am buying before I pay my money? They also ensured if my provider was not listed, they could add them at no charge.
As they say, if it seems too good to be true, it probably is; so as much as I wanted to believe them, my instinct told me different, so I started doing my research and found that in 36 months they had almost 450 complaints about false advertising, and this being a "discount health plan" instead of a health insurance plan. Complaints were filed stating that their providers and pharmacies did not accept this plan. Also when I went to the backer site of Guarantee Life of Chicago, I found the Rip off report written by Lisa about them taking her money and no email came and no one will call her back. Good Luck Lisa in getting your money back from these scammers. This is really sad and thanks for posting your report.
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