I, like many people, had to get health insurance for my family and I with a high deductable so I would be able to afford it. I picked Anthem Basic PPO 1,000 due to the low cost. They have since denied coverage on a simple mammogram for my wife. The hospital says a mammogram is billed @ $2,200, no deductable no coverage, no nothing.
In shopping around I've found that a simple mammogram should retail for $50-$150 before any insurance pricing adjustment and in fact in some cases if free. On Anthem's website it says mammograms are covered for my plan. What gives?
In addition, when I applied for Anthem I filled out an application for the family but they ended up splitting the policy in two to get two deductables per year. Slick, huh? I didn't think of it at the time because like most people, I have a life and can't spend all day on hold or reading an entire insurance policy, contacting an attorney, and figuring out how they are screwing me. Looks like I have to start.
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