While my monthly premiums are not tremendously high, I have had the same horrible experience as all the other consumers who have written in about unclear coverage, outrageous out of pocket medical expenses, etc. I am currently unemployed and have not only paid my $200 month premiums, but have racked up over $3,000 in medical bills for routine office visits, hospital tests, lab results, and a minor out-patient surgical procedure.
I cannot afford to make a change right now, as I am unemployed, in my 50's, with some "pre-existing conditions". I'm starting to wonder if NO coverage is better than THIS coverage!?
The deductible, as others have stated, is "per incident", not per year. Who ever heard of that? Yes, they try to make you feel as though you are stupid and didn't read/don't understand the policy you purchased. I feel totally ripped off and agree with others that we should be part of initiating a class action against these scammers!
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