This morning at 9:40 A.M., I received a call from this company to notify me that I had not made a payment on a certain credit card since 1987. (The bank that this credit card was issued from, is no longer in business). She went on to tell me that I had an outstanding balance on this (dead) account in the amount of $1,700.00. I told her that this bill was taken care of in full, back in 1987 and it was strange that the outstanding balance could be $1.700.00 when the credit limit on that card was only $1,000.00.
She said that the additional amount due on the account was penalties assigned to the account for non payment. She continued to insist that this bill had not have been paid, since her company CAMCO had just purchased the account.
I told her that it was strange that CAMCO could have just recently purchased my account, since this bank has not been in business in over 5 years, and that there was a zero balance on the account as of 1987. She continued arguing with me that this account was still open, and that CAMCO would have to receive $1.700.00 from me, or they would have to take further action, and also report this "nonpayment" to all the credit bureaus.
I asked her just how she could get my phone number (we have an unlisted number) since we don't even live in Los Angeles County anymore. She did not tell me how she got our number, but wanted my to verify my Social Security number for her.
I told her that I do not give out my Social Security number to anyone, and would not even verify for her that the number she read off to me was or was not my number. She then switched modes and said that I shouldn't be surprised that someone was calling, since we had choosen to ignore all the request for payments that we had received in the mail.'
I told her that we had never received anything in the mail.) And that is the truth, before today, I had never heard of these people). I could see that I was getting no where fast with this person, so I told her to send whatever documents that she thought she had to me in the mail and we would at that point, search our old checks and bank statements and come up with the old check that paid the account off in full. Now thanks to finding your Rip Off website, I now know what I was suspecting was true, and that this is a scam. I don't have any idea how they get this information.
I am going to take the advise of the other people on this website and send them the cease and desist letter, as well as contacting the BBB, Consumer Fraud Dept, Illinios mayor and everyone else that has been suggested. Thank you for posting the rebuttals as I would have not idea just where to start fighting back without them.
0 comments