There at it again! I was one of the lucky ones. I managed to refinance with another company after "eating" over $40,000 in bogus fees and incorrect payoff figures.in over two years, I never did see an accounting of where my payments went or how they were posted. (interest vs principle). Wee, it has been almost four months and lo and behold!
My credit report suddenly shows a foreclosure on my house and that I have been over 60 days late more than 12 times. Where they come up with these figures amazes me. It's magic! Abracadabra— you now have a foreclosure that never happened!!! Well, I am livid. I am screwed and cannot get any credit. My FICO's are pathetic now and I look like a bum! I disputed this with the credit bureau. I have original cancelled checks, mind you. They of course called OcWen, who said it was correct.
Surprise!!! I am now even more livid and am feeling totally powerless. Please, anyone out there have any REAL advice. How do I get this off my credit? It is ridiculous. I obviousely still have my home and was never foreclosed on. They don't even own my loan anymore! When I called OcWen, Wendy (who would not give her last name or employee number) told me that she could not help me because I no longer have an account and she could not, per OcWen policy, give me the name and number of a person or supervisor that could help me. She wasn't allowed!!!
She then stated she would transfer my call, but came back on and said they were having "technical difficulties" and I could not call in from outside as this "nameless" person could only be reached though in-house phone transfer. She did not know how long it would take to "fix" those difficulties and could not help me at all and had no further advice.
She really did not care. It was obvious. She then hung up on me. I am screwed again!!! I have written complaints to the FTC. I have written an affidaved to join the lawsuit. (Who can wait for that. I have to live in the meantime. While the lawyers all play their court games that take years at mine and your expense!) I am depressed and disgusted. I cannot get any credit. I feel like they have destroyed my life and my finances. I really don't know how much more of this company I can take. Any fruitfull, worthwhile suggestions??? P.S. I am eternally grateful to this website for allowing us the opportunity to be heard! You are the best!
Denise
Germantown, Maryland
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