I was just notified that my checking account was over drafted. It was over drafted due to this company (APEX Enterprises) taking out fees greater than what they had told me.
I do not have an account with this company. They called me saying that I would receive a free camera, free vacation package and a few trials from a variety of their products.
They told me, The only thing you have to pay is the shipping and handling cost of the product. I asked the company numerous times about what charges there will be and they told me everything was free, and all I had to do was pay for was shipping and handling, which was a nominal fee of $1.95.
Ive been waiting for that small fee of the shipping and handling to be charged to my account, but today, I was staggered to find out that they withdrew $169.93 from my account!
I contacted my bank and told them that I must have been scammed. My account is now over negative 200 dollars (the overdraft charges/169.93 charge) because of this company. I am still working with my bank on it, but I am doubting I will see the money ever again.
The customer service phone number that my bank found was a customer service number for 'Time Warner Cable Company' out of Ohio. I called the number and I ended up talking to several representatives that had no idea what was going on... So no luck there.
I'm a poor college student in the Army Reserves and I work hard for my money and it's a shame that anyone should have to go through this. I can tell it's going to be a long process...