Well, NCO did send me a demand for money. Over 13,000.00 demand. December.
I did my home work, filed with all of the people and originations that I could and even some that perhaps I should not. Such as congress and US Senate.
I filed a report here with complaint too.
My letter challenging NCO to show proof of debt resulted in a very short letter coming back form NCO simply saying they dropped the whole matter. As they stated, closed the account in their office.
That still did not answer as to how they managed to send me a collection notice for a bill I never had. For an account number which never existed. I checked with ever possible credit card and banking institution I could think of. I have my credit reports all the way back to the 1980's. No such number on them any place.
I am very interested in as to how they manged to get a no such number attached to my name for the following reason. Identity theft. Back in the mid 1990's my bank let thousands of account numbers and Social Security and relevant data out of the bank into the hands of a contractor doing research.
The computer was stolen.
My bank actually looked into having my Social Security number changed for me, during the time of the theft. Though I was never notified of the theft nor was any of the thousand of other people who had their accounts compromised for several months.
As the problem snowballed ever larger for the bank. The bank finally notified each of us of the data loss and how they, the bank, had tried to have our Social Security numbers changed for us. The banks remedy was to give us each a free credit report to check for any problems. This is a problem in itself, but I felt that perhaps this might be some how related to the current problem I was having with NCO. Or that perhaps Chase was selling tainted data to NCO. I really need to know.
This is why I am interested in how they, NCO, managed such slight of hand trick in asking for money on an account I never had.
So now to the current data I have received from NCO.
This is most confusing to me. I have a letter addressed to the Attorney General of Pennsylvania. Perhaps I should not even have it, but I do. It is a conversation between NCO and the Attorney Generals office about me and the alleged account.
It goes as follows:
NCO acknowledged the complaint for the reference consumer (me).
NCO has closed the account in their office.
NCO has not reported the above referenced account on (me) to any credit profile.
NCO has included a copy of their account notes as per the Attorney General request.
The account notes are proprietary information of NCO Financial Systems Inc. They are not to be released to (me) or any third party with out NCO Financial Systems written permission.
It is NCO's intent not to have any further communication with (me) in reference to the above account.
Now what gives?
NCO is telling the Attorney General in Pa. That the way they gather data is a secret? Proprietary information?
Is NCO telling the Pa. Attorney General that they are trying to collect money by fraudulent means but it is a secret?
Or is NCO telling the attorney General to stick it?
I am just beside myself on this. How can it be a secret?
Sign me as Confused.
James
PS. Anybody other than me get a letter like this one addressed to them?
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