I received a letter from AssetCare, Inc. On 3/13/08 stating Lodi Delta Emergency Physician had sold its credit accounts to MedClr, Inc., and that AssetCare, Inc. Is the "servicer of the account (s)".
I was immediately suspect, as I had NEVER received any billing from Lodi Delta Emergency Physician, MedClr, Inc., or AssetCare, Inc.
My second area of concern was their "offer" of two repayment options: (1) to "settle" the account with a one-time payment of 60% of the balance "owed"; and (2) the option to pay in 4 consecutive monthly payments".
I called the number listed in the letter for AssetCare, Inc. (866-429-3592) and spoke with a representative named "Kameer" (sp-phe). She confirmed some basic information re my identity, including the last 4 of my Social, (she already had this information and recited it to me, did not acquire it from me by asking for this information) and then reiterated the "debt owing".
I told her I had looked her company up on the Web, and found they were listed with usacomplaints.com. Her response was: "Whatever".
I asked for some more detailed information about this "debt", at which time she told me it was for an emergency room visit, and gave me a specific date.
She was unable to give me any more detailed information as far as a doctor's name, medical facility name, location of medical facility, itemization of medical services rendered, etc.
I told her that without further verifying information, I could not and would not be making any payment, at which time she said she had many other clients to service and didn't have time to argue with me. At that time, I terminated the call.
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