Many other people seem to have reported the exact same experience with this dreadful company; an unexpected, unauthorized charge on their credit card, and then a struggle of many months to try and track down the owners of this mysterious business.
I spoke to a very nice man named Marcus Segal (came across his name on this site), who works for some related company called:
Vindicia, Inc.
1840 Gateway Drive
Suite 100
San Mateo, CA
94404
650-522-4487
He asserts that My Perfect Credit is actually an honorable company (about which, I have very grave doubts), and that the problem company here is 1st Credit of America, the debt collection agency which has been harassing me several times a day since 7/25. I very strongly recommend filing criminal complaint reports against this company with the FTC, the Internet Fraud Division, and your local FBI office, as well as some of the other sites suggested here on usacomplaints.com.
1st Credit of America
Street Address: 300 North Elizabeth Street,
Suite 220B
City: Chicago
State or Canadian Province: Illinois
Country: UNITED STATES
Zip Code or Postal Code: 60607
Company Web Site: http://www.1stcofa.com/
Company E-Mail Address: [email protected]
Phone Number: (866) 5052632Ext. 3746
Warning - the people at 1st Credit are unbelievably hostile and threatening, and will vow to "ruin your financial future, " and call you many times a day to make more threats.
In addition to filing criminal complaints against them, I have sent them a certified letter, requesting that they cease and desist at once, but am very uneasy that they will continue to harass and pursue me, for a purchase I never made.
I have contacted all of the credit reporting agencies to place a fraud alert on my account/s. 1st Credit of America can apparently be reached at 866-505-8249, and the contact person seems to be a woman named Mrs. Billard (sp?), although the threatening phone calls I have received have all been from men.
I strongly urge everyone who has been mistreated by these companies to take action against them, in order to help shut them down for good.
E
New York, New York
U.S.A.
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