Dear Cap One sufferers, There is a new threat in town—it's called "check 21." Check 21 is a law that President Bush signed into law in October that permits merchants to take your personal check and make their own checks from your personal account information, apparently without getting ...
My initial credit limit was 300.00. I paid ontime every month. First they claimed the payments was late causing an over limit fee and late fee. Every month the charges increased. Twice a year they billed me an annual fee. Which again took me over the limit. I complained to them they promised to ...
I asked Capitol one to help me thru a difficult time by making some type of arrangement on 2 accounts. They connected me to their "hardship department", where rep offered me a "skip payment" option for a month. When I received the bill 2 months later, they added overlimit & ...
I have 2 accounts w/Capital One. Neither are even close to limits and I pay on time. When I signed up Cap one asked if I wanted to select my payment due date, I said yes, as I always had my payments taken care of online via internet banking. I selected the 21st of each months for both cards. I have ...
I was offered a preapproved low interest credit card to pay off other high interest credit cards which I signed up for on-line. I requested 3 credit cards with approx. $1000 each be transferred for a total of $3000. Well they only approved me for $1000 credit limit, BUT paid off 2 credit cards ...
I had a secured credit card from Capital One. I received a letter that because a payment had been late ONCE in 6 months, they were reducing my credit limit to half the amount in the secured account. The payment was late by 2 days and I had less than $100 due on the card at the time. I was told that ...