I had a debt that went bad and was charged off with Orchard Bank which is a subsidiary of Rennaissance Bank back in 98. It's been on my credit report all these years and is going to fall off in October. Well Capital One bought it, re-aged it and slipped it quietly on my credit report. Then I got an ...
Well a long and drawn out story. My husband got this Capital One card and bought a computer for his sister, she needed one and so we made a deal with her that she would pay the card. Dumb mistake #1. Anyways, within the first 2 months it was listed on his credit report, as late payments. She either ...
I ended the "6:30AM" calls from Capital One but also demanded that they change their policy w/i ten (1) days of the conversation. I was receiving 2-3 calls/day, beginning five days after I mailed a "chunk" payment to Capital One. Then, I got a 6:30AM collections call! Got two ...
They have ripped me off so many times in so many ways I don't even know where to begin. First time, They unfairly charged unnecessary over the limit fees. This happened because I made the minimum payment $15 dollars over the phone which costs ten dollars to do. So I should have actually made a 30 ...
This is in response to reading a lot of reports on Capital One's bad business practices throughout the nation, perhaps even the world. Several years ago (1993), my husband was laid off from his job, and I, wishing to reduce some of our credit card payments, opened an account with a lower interest ...
After applying for a Capital One credit card, I received it in the mail and in October called to activate it. The activation process was interrupted by a customer service person who enticed me to make a balance transfer by offering me 0% interest rate until March with no fees. Sounds like a good ...