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Bread Financial Reviews & Complaints
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REVIEWS & COMPLAINTS102on USAComplaints · none in last 3 yrs · latest 2013
PHONE1-833-755-4354Bread Savings
WEBSITEbreadfinancial.com
HEADQUARTERSColumbus, OH
PROFILE CHECKED2026-10-07
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 102 historical complaints about Bread Financial, published between 2004 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- Rude collection calls while my husband is unemployed
- Abusive collection calls and late fees despite a payment plan
- Late and maintenance fees on store card, customer service unreachable
- Unknown $14.95 monthly revolving charge on store account
- Delinquency charges on a jewelry purchase with no bills ever sent
- Rude treatment from the financing company used by a furniture store
- Collectors harass me after bank says money order was not received
- Collector threatened repeated calls after I refused to share my daughter's details
- Billed for ID protection I never received after a store card signup
- $10 online payment fee on due-date payments, account cancelled
- Unauthorized fine-print charge led to monthly late fees and constant calls
- Repeated calls to my emergency line from a company I never used
- Late fees of $233 billed after paying the account in full
- Late fees charged to 95-year-old after she returned a blouse
- Billed for a credit card I never received or signed for
- Collector keeps calling about my adult son's past due account
- Billed for Account Assure service I never authorized
- Paid catalogue purchases in full, still billed late fees monthly
- Paid credit card in full but bank claims it was not paid
- Privacy letter from a bank I have no account with