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Bread Financial Reviews & Complaints
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REVIEWS & COMPLAINTS102on USAComplaints · none in last 3 yrs · latest 2013
PHONE1-833-755-4354Bread Savings
WEBSITEbreadfinancial.com
HEADQUARTERSColumbus, OH
PROFILE CHECKED2026-10-07
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 102 historical complaints about Bread Financial, published between 2004 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- Cheap bedding returned but I was passed between agents and billed
- Collectors call my mother all day about my niece's account
- Unauthorized $14.95 Perks charge and unsolicited credit card for my elderly mother
- Erroneous Perks charges removed after contacting BBB and attorney general
- Card charges 27% interest on returns while credit takes weeks
- Late fee for paying card the day before the due date
- Electronic payment declined, then returned check fee and late fees added
- Check of $105.89 not credited and late fee charged
- Extra $10 web payment fee on due date, none in store
- Monthly $25 late fees on an account where I was never late
- Same-day $10 processing fee or $29 late fee on online payment
- Collector said they were watching our house and read out credit report
- Signed up for Account Assure unknowingly, then claim denied as late
- Late fee and finance charges on merchandise I returned
- Blair credit card on my credit report that I never had
- Misleading payment due dates and fees for paying online too early
- Late e-statement and unreasonably early payment due date
- Penalty for paying online one day before the due date
- Wife tricked into $14.95 service, then late and returned check fees
- Visa gift cards promised for registering cards were never received