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Bread Financial Reviews & Complaints
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REVIEWS & COMPLAINTS102on USAComplaints · none in last 3 yrs · latest 2013
PHONE1-833-755-4354Bread Savings
WEBSITEbreadfinancial.com
HEADQUARTERSColumbus, OH
PROFILE CHECKED2026-10-07
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 102 historical complaints about Bread Financial, published between 2004 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- Collector demands interest on paid-off account after check was cashed
- Bank charges a $10 fee to pay by phone
- Credit card due date cannot be changed to match payment schedule
- Unrecognized monthly third-party charges added to statement for over two years
- Charged for Escapes program I never approved on a closed account
- Sent to collections for late fees on a card I never used
- Closed joint account reopened and I am billed for a $2,000 charge
- Unsolicited charge account created after returning a blouse, with late fees
- Late fees and higher payment after returning $12 flats for gift card
- Collection calls on elderly person despite identity theft police report
- Misleading Credit Protector free trial promised a $20 gift card
- Reported late to credit bureaus because bills went to online statements
- Several daily calls from many numbers and no reply when answered
- Repeated $12 Reservation Rewards Charges on Zero Balance Card
- Unrequested Rewards Program Charges Billed After $0 Balance
- No statements after moving, then collection calls and late fees
- Promised $20 fee waiver not honored and late fees added
- Over 100 hardship payment requests ignored while fees pile up
- Unwarranted late fees over $200 on a catalog subscription I cancelled
- No bill sent, online payment fails, $10 fee to pay by phone