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Bread Financial Reviews & Complaints
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REVIEWS & COMPLAINTS102on USAComplaints · none in last 3 yrs · latest 2013
PHONE1-833-755-4354Bread Savings
WEBSITEbreadfinancial.com
HEADQUARTERSColumbus, OH
PROFILE CHECKED2026-10-07
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 102 historical complaints about Bread Financial, published between 2004 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on the full company profile.
- Privacy statement for a credit card I never ordered
- New fees after payment and calls from 7 am to 11 pm
- Payment Held Before Posting and Late Fee Charged on Old Charge
- Billed Late Fees on Another Person's Account, Contradicting Phone Answers
- Late Fee Charged After Statement Never Arrived, Removal Promise Not Recorded
- Paid Collections Balance Still Showing on Credit Report, Phone Disconnected
- Social Security Number Required for Store Credit Card, Information Retained
- Constant Collection Calls Over Late Fees After Account Closed
- Collection Call Over $200 Balance After Statements Never Arrived
- Charges Credited Then Put Back on My World MasterCard Account
- Late Fees Not Waived After Mother's Cancer Surgery Delayed Back-Ordered Payment
- Late Fees and Collections Call With No Notice of Missed Online Bills
- Credit Card Canceled for Low Credit Score, Rude Customer Service Replies
- Disputed At Home Rewards Charges Not Removed, Late Fees and Constant Calls
- Second Account Opened by Mistake, Payments Held and Two Late Fees
- Late Fee After Payment Applied to Earlier Month Despite Early Payment
- Disputed Charges and Automated Collection Calls, Complaint to OCC
- Credit Still Reporting Charged Off Account After Bankruptcy Discharge
- Late Fees and Repeated Collection Calls After Illness
- Unauthorized Credit Inquiry After Online Purchase From Catalog Retailer