We have been paying for a 1997 Pontiac Sunfire for almost 1 year now. EVERY payment has been on time or early. We recently moved to AL. From Ohio, and we were called and told by CNAC that we were NOT allowed to take the car from there, and that it was listed in our paperwork, which I am unable to find listed in mine. They said that if we didnt send them a monthly payment for 1 month ahead of time and a $200.00 processing fee along with it within 1 week, they would re-po the car and we would be paying the balance for it through payroll deduction.
I dont believe this is fair at all, we paid on time and we should be able to take the car anywhere we move, as long as we notify them and keep making our bi-weekly payments on time. We shouldnt be forced to pay a processing fee and monthly payments ahead of time now.
They have called our families demanding to know what we are going to do, and they live 4 states away, they have no ideal what our business is. I have called them and asked what we can do, cause I dont want to lose my car after paying 1 year on it and our down payment. It is a good car so far, no problems. Hard to find at "buy here, pay here" types. I have read many stories online about CNAC and JD Byrider today. If I was to do it over again, I would NOT buy from them again. Please do your homework andmake a informed decision before buying from them! I wish I had!
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