Usacomplaints.com » Cars & Transport » Complaint / Review: JD Byrider/CNAC - JD Byrider/CNAC are RIP OFF Scam artists. #270796

Complaint / Review
JD Byrider/CNAC
JD Byrider/CNAC are RIP OFF Scam artists

In April my husband and I went to JD Byrider as a last resort to get a much needed vehicle. We have a small child and so we chose a 1999 Dodge Grand Caravan which was the same price as a Caprice we also tried out. The van was great and at first we felt we got somewhat of a deal only paying $80 a week based on my husband getting paid weekly. However as we looked elsewhere we knew we were scammed. I immediately looked up the blue book value of our van and found that it was worth THREE TIMES LESS than what we were paying total. We were suckered into a loan for a max of $14,000 by the end of our loan period for a vehicle worth a max of $4000. This included NO long term warranty other than the 30 days. The vehicle had 97,000 miles on it and even after owning it for six months no one anywhere would take it as a trade in claiming it was worth WAY less than what we had left to pay on our loan. We've kept paying on the van and tried off and on to find a place that would take it as a trade in but as the mileage goes up (now 145,000) value goes down more and again we can't find a place willing to take it as a trade because now it is worth even less. Our biggest problem is not the vehicle. Although it has always had a leaky seal in the transmission which doesnt give us a whole lot of trouble. The breaks have on going problems which we fix and had looked at by JD Byrider a month after buying the van and wich they NEVER fixed and claimed they never had a part for. We have never gone to them to get the van fixed at all. At any rate, our issue is mostly with their loan department CNAC.
At the time we bought the vehicle my husband made more a week and we have never had a problem other than one bad few weeks way in the beginning. We pay CNAC like clockwork only asking a few times to dip into what credit we have built up to pay a smaller payment if something comes up. ($30 less). Our biggest issue is that we pay bi weekly now and honestly sometimes one of us is ill from work or some emergency comes up and although we owe bi weekly, they pay by the end of the month the whole amount to JD Byrider. Yet, they refuse to let us pay how we want to (we dont like our account being controlled by their payments) when we want to as long as the total payment comes in the end of the month. It is all by their rules and they REFUSE to work with us so basically we pay... And we starve or dont get to work because we cant fill the gas tank. We even tried to refinance which they claimed after 2yrs we could do. They refuse and said they don't do that and we have to go to a bank. We have tried every bank around and no one will because we owe more than the van is worth. It is almost as if JD Byrider and CNAC cornered us and tricked us into this loan claiming even with bad credit they could help. They suckered us into believing they could help when all they have done is mess up the chances we have had to get ahead. All they did positive... If its really a positive thing, is give us a vehicle. Mind you its a vehicle that will be worth nothing by the time its paid off, thanks to selfish dirty money hungry b*st*rds like JD Byrider and CNAC.


Offender: JD Byrider/CNAC

Country: USA   State: Wisconsin   City: Appleton
Address: 2301 W. College Avenue
Phone: 8889692622

Category: Cars & Transport

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