Progressive said my 2000 ford escort was totaled because the damage was greater than 70% the value of the vehicle $36000.00. Within 2days they had the car towed away. I financed $10,000.00 for this car 2yrs ago and still had $5200.00 to pay on it.
Progressive paid $3500.00 to ford credit to pay off the car that leaves me a $1700 bill and no car for all my full coverage ins payments and 2yrs of car payments. I have pictures of this car and you can see this car is not totaled, I drove it home from the site of the accident about 12 miles without any light or gages indicating a problem. Then I inspected the engine. Then I took it to a bodyshop. Yes the damage was $3800.00 but after you subtract my deductable (1,000.00) they only pay $2800.00.
So why did I lose out on all that money? Because progressive say it was totaled at 3800.00 damage but they wouldn't have to pay that after my deductable. Progressive took another fine car away from a hard working honest american. Hope they feel good. They seem to be part of the desease.
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