They constantly call and harrass you on the phone. Sometimes they will call and no one will be on the other line. Many times you will get multiple calls with no representative responding on the other line.
Very little of your payments go to your principal. If your late they will charge you daily interest on top of a late fee. I've been paying on the care since 2005 and my balance went down only $4000. They refuse to give you a printout of your account. I tried to go online and very little information is offered. Your monthly statement "balance owed" figures don't agree with the online "balance owed" figures. No one can give you a straight answer when you asked about this.
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