Usacomplaints.com » Cars & Transport » Complaint / Review: Capital One Auto Finance - Ripoff Late Fees Charged When Check Cleared Day Before Payment Due Plano. #50415

Complaint / Review
Capital One Auto Finance
Ripoff Late Fees Charged When Check Cleared Day Before Payment Due Plano

I have had a Capital One Auto Finance Loan for a year and a half now.in June I was late due to covering the bill up with other papers. Ever since then, a $15.00 late fee has shown up on my monthly statement.

I went through the process of checking to see when the checks cleared, and most of those checks cleared one or two days after the due date indicating that the check was recieved on time. And a couple of those checks actually cleared before the due date, yet, the next months notice had a $15.00 late fee applied to it.

It seems you are never on time with Capital One. This month is a very special month. I made an accounting error and sent the check out to soon causing it to be sent back. I contacted Capital One to see if the check would go through a second time automatically. No the rep said. So I sent ahead and sent a replacement check for the total amount due plus the late fees and the bounced check
fees.

A week later, the original check went through. This month is quite special as Capital One never sent me a billing statement and the bill is due on the 17th. I had been paying extra money every month in order to get at least one payment ahead, this way I would not be late. It seems that they have been thwarting my efforst all along. After seeing this site, when I go into work tomorrow,

I'm going to check and see if Capital One may be a client of ours. If not, I'm going to ask the attorney's if they would like to engage in a nice little class action suite. The attorney's I work for are good, real good:)
Yes in deedibob. I am a bit tired of companies like this ripping me off. How many blasted billions do you need anyhow?

Would anyone like to join me in a nasty little litigiouse fight? Maybe you credit card customers?


Offender: Capital One Auto Finance

Country: USA   State: Texas
Address: PO Box 260848

Category: Cars & Transport

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