Mary your story is a common one.in fact as a former high ranking manager in the corporation your complaint is exactly what we wanted to hear. Let me tell you why. UACC primary business in sub-prime auto loans thats why you were paying 24% APR. Now something in your past happened to get you to this point, the company does not want a relapse of your past so they stay on top of you. Payment reminder calls before your first payment is due and calls and visits (even to your job) while you are past due. The goal here is to make you as unconfortable as possible to be past due with UACC. So when I get a complaint like yours I know my collectors are doing their job. Sorry you had to go through that. As I said earlier I am a former employee and to a certain extent they treat their employees the same way. However I have no regrets working there it allowed me to raise enough money to start my own business. And everything thing I do is opposite of how UACC would do it, and guess what business is booming. Things always come back around UACC stock up until recently was trading at above $30 per share and just recently it tanked losing more than half it's value $12 per share.
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