Re:
Everest Consumer Services
100A Walnut St. D15 #147
Champlain, NY
12919
I feel like such an idiot, because I too, have been ripped off by Everest Consumer Services. What's more, I also believe, that CCR is in on the scam. Oh, and why does Wachovia Bank (of Philadephia) continue to cash checks from these people? Back in mid-July I recieved a call (at my mom's house, of all places) from a man named Jack (I doubt that's his real name, or that any of them do use their actual names).
He offered me a Mastercard, with a $2,400 limit. He stated, that my package would also come with a credit repair kit, and some coupons. This sounded ideal for me, since I've been attempting to clean up my credit, and improve my credit score. I thought nothing of the phone call, being as I've applied for (legitimate) credit cards before, via the phone (and they've used similar proceedures).
However, I should have snapped, at the mention of a $299.00 one-time membership fee. I was stupid, and I just assumed, that I would have to pay some kind of security deposit (for any credit card), since I have really bad credit.
I then allowed another man, to obtain my checking information, as well as the name of my local branch. They also recorded the above-mentioned conversation. The funds were debited from my checking account, on July 19th, of 2004. It's been almost 6 weeks, and I still haven't recieved my card, or even the materials, that I had been promised, in order to get started. I'm now in the process, of disputing the authorization, of that particular transaction.
Fraud charges have been filed, and those at Everest Consumer Services, are presently being investigated, by the ACH Police. Luckily, I reported the loss within 60 days, which is required, according to the terms of my banking agreement.in other words, I hope they'll succeed, in having the funds re-credited to my checking account.
By the way, I've since contacted the Better Business Bureau (BBB). I typed in the number, that they advised me to take note of, pertaining to the customer care agency, that is supposedly affiliated with Everest Consumer Services (CCR).
If you all ask me, CCR is just an alias used by Everest Consumer Services. That phone number (866-276-1478) was traced back, to none other than Everest Consumer Services, and their REAL address is the one I have included, at the top of this page. Lats go kick down their door, and demand a refund, shall we? And yes, you were all right as rain, about there being no such business located at 235 Peach Tree St. Suite 400, in Atlanta, GA.
I suspect, there is no such company as CCR either. I have a hunch, that CCR, and Everest Consumer Services are one and the same. Why else then, would they have the same telephone number? In closing, I would hope that my letter may have helped some of you, who have been ripped off like me. If you would, please report them to the BBB (Div. Of New York using the zip code: 12919). If enough complaints are filed, regarding Everest Consumer Services, then their company will be taken down. These people deserve to be arrested, and sued, for all their lousy business is worth. Personally, I have every intention to exact revenge, by any means necessary.
Marianne
Rio Rancho, New Mexico
U.S.A.
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