Ditech.com is a bait-n-switch company. Great advertising, but poor service. They do not honor what they tell you. All they want is your social security number and a $500 NON-REFUNDABLE fee. Their loan officers don't have a clue, don't return phone calls, and promise the world!
If you don't understand APR, you better learn FAST before you deal with their bait-n-switch rates.
Their rates are NOT better then everyone else. It comes loaded with fees and points you do not want to pay.
If they are on all TV channels in all markets all day long, who do you think ends up paying for all those expensive commercials. THE CUSTOMERS! How do they get all the customers? They BAIT-N-SWITCH.
DO NOT USE DITECH.com! I got a much better deal with my local lender, who was honest, and experienced.in the end, I was able to recover the $500 I wasted at Ditech.com within just a few months using a better lender!
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