I have dodged scams before, so I thought I knew what to ask and what the responses should be. However, when I asked questions like, "is there any possibility that this is going to be a store or catalog card?" and the response was, "No, absolutely not. When you pay us your start-up fee, you will receive a real Visa or Mastercard with a $1500 credit limit in the mail within 21 days." I then asked, "that's my credit limit, but does it come from my own money or what?" He said, "it is 100% the bank's money that you will be using when you use the card." I knew this was being taped and he was telling me that I was getting a credit card that was being reported to the burueaus in such a way that it would build my credit score up. It all sounded legit so I forked over the dough.
Now, I might have been dumb to have believed that a company recording our conversation wouldn't be lying to me, but they were dumb enough to go through with it when I told them I worked for one of the largest and oldest banks in the world, which I won't name right now. The fact is, I can get my money back. I know how and where and who to go to to make it happen. I know the law very well and I have the resources to do this. What I would like is anyone who would like to join me in a class-action lawsuit against these criminals so that we can not only get damages paid to us, but make this stop. I can see that it's happened to a few other people at least, and I'm sure there are plenty more who haven't spoken up. When I was on the phone with my con artist, he thought he was on mute and he said to everyone he worked with, "I just got 13 in a row!" I knew he was a telemarketer so I thought he was just excited about his commission or whatever. Now I know that he was excited because he "got" 13, meaning 13 had been had.
This happened on June 17th and the $129.95 was drafted on June 21st of 2004. The 21 days isn't even up, but I know by reading all of the other accounts of this scam that I'm not getting my card. Besides that, the guy told me that they just say 21 days to be safe and it usually gets to the victim within 14.
Please join me in getting these bandits stopped and getting help. Like me, if you've been had by these cretons you may have made some mistakes with your credit (hence, you were desperate enough to take the chance), but you don't deserve to be robbed. Like me, you probably have family and people who depend on you and what income you have. Let's put a stop to this!
P.S. Since this service does not allow full names and e-mail addresses, I'm not sure how we can do the class action lawsuit. If anyone has any suggestions contact me by using the rebuttal box below.
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