Fairbanks capitol is not a mortgage company but a loan servicng company. Accordinngly they say they are allowed to charge fees for everythinng they do to service my mortgage, including charging 13% interst.
This company, has been over charging me for months, on supposed interest charges, late fees, appraisals and and demand letteers. Every time I pay them for the overcharges they put the payment into unapplied account and continue charging me interest because (even though I have already paid them) they claim I am late. I repeatedly asked them to give me the full balance of late fees so I could pay it off and every month they find new, old balances that I haven't paid.
For the past three months they have come up with additional charges ranging from $105.00 to just today $82.00. I have paid these peolple hundreds, maybe thousands of dollars in fees over the past several years.
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