Back in 1999 I got a phone call from a sales rep saying that i qualified for a credit card. Great! At the time I was looking for a credit card... He did not state that I had to pay for this credit card Nor any materials...
Anyway I never recieved any credit card or material But I did recieve a bill for a whopping 300.00... FOR WHAT!!! I never got anything. When i contacted the company they said just disreguard the letter (bill). I said great and went on with my life. Then I had my credit pulled and got copies of my credit report. WHAT do ya know ACE on my credt for 300.00 when i contacted the company they said that i had signed for a package from ups. I said i did? Well send me the proof. Well they said we dont have it but we do have other proof. Great I said. Send it to me... They said well we have proof of all your phone calls... WELL hello!!! Thats because you are on my credit for 300.00 and i dont know why.
This company has no proof of me signing or even activating a credit card. Never recieved anything from this company. I disputed it with transunion it is now off. But is still on equifax and experian. Which i am currently disputing... But they are listed several times as AKA united credit national bank and household bank. This company is a joke when I contacted them yesturday I spoke with 2 sales people I told them my situation and they were extremely rude. Then i was transferred to their legal department which is a recording... This is all a joke of a company and is very fraudlent.
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