In 1999 i was sent a credit card by american credit educators and united credit national bank with a credit limit of $400.
A week after i received a package full of junk and bills with and mentioned $295 for the package, $49 annual fees and plus shipping and handling all those charged deducted automatically from the credit card. I had less than $50 left in the card.
I called them and their customer service person was extremely rude and hang up the phone on me several times.
I shipped the package back to them by usps 14 days after the reciving date, but they still not credited the money back to the credit card instead i started received seperate bills from ace and united credit natioanal bank.
In 2005 i was purchased my first home it show up again and it was very damaging, so i sent ace $50 to clear my name but they did not.
What make it worst, i sent complaints several times to: equifax, transunion, ftc and consumer affairs but they almost don't help much.
But i am a fighter, i won't give ace a dime, i would continue protest against them until someone help.
Please help if you can.
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