I am a newly married woman who is having trouble establishing credit. I ran a search on a search engine to find credit cards for establishing credit.
When I found New Millennium Bank online I saw nothing about a $300 deposit. All I saw was a one time processing fee of $69. So I filled out the applicaton and sent the $69.
When I recieved the acceptance letter in the mail asking for $300-$500 deposit I called to cancel. I called once and just talked to an agent who said I could not get my $69 back.
Then I called back and asked to immediately speak with a manager who was extremely rude and told me that the money was non refundable because it was used to process the application.
She said the reason that the application cost $69 to process was because it had so many benefits.
If I had known of this website before I applied I would have never applied with New Millennium Bank.
0 comments