BEWARE - Citibank comes under several covers - ie, Universal Card, Home Depot Credit Card and many others are issued by Citibank. You may hold a Citibank card and not even be aware of it!
I recently got a notice (sent to all CitiCard cardholders) announcing a substantial increase in Annual Percentage Rate. The notice arrived as a plain tri-fold piece of paper with no company logo or anything to identify it. It is very easily mistaken as junk mail and very likely will get (or has gotten) thrown out, unread.
I am very angry at the tactics of this company and am pursuing all angles to report this. I ask for your help in spreading this "warning" to your family and friends who may have a CitiCard. I put in a complaint to the South Dakota Consumer Protection Division (the state in which Citibank is domiciled) and sent a copy to the "Correspondence" address for Citibank.
This kind of deception should be against the law if it is not already and the powerful Citibank is getting away with it. Find out who your credit cards are issued by. Read the fine print!
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