I just got my first letter, dated April 9. They say I owe $1,212.20 from an account from Marine Midland Bank (MMB), who purchased a loan held by S&P Capital Investments. I never had a loan with S&P Capital Investments, and had one auto loan with MMB years ago. I called MMB (now HSB) and they tell me that the account never existed.
I can't wait to call them tomorrow, and tell them they owe me the money for the certified mail I will be sending.
Let the games begin!
Gary
Mount Kisco, New York
U.S.A.
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