I signed up with Phebe's Credit Repair services in 2011 to remove inaccurate negative information and update accounts that were not correct. When I signed up with her she also said her services included helping you get credit cards, financing, counseling etc... The agreement was she would remove the information requested by May. I paid her $200 with this agreement.
After I signed up Phebe became a ghost. She wouldn't answer her phone voice or text for days or weeks at a time. When I asked for any of the services that she said she offered she would say she would get on top of it and disappear again.
I have not received one service that I paid for. I began to work on the credit myself and sent her text message saying that I no longer needed her services.
I sent a letter to her in June to the business address and never received a response. I then sent her text message and she called back and left a message stating that she never received a letter and would not refund me because she only gave refunds in the first three days. Which is insanity because any credit repair takes at least 30 days to see any results.
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