Complaint / Review
Target, Target National Bank
Target preys on customers who pay early

Target seems to care only about how they can catch customers in a web of late fees. I paid my account on Feb. 26 for the month of March. The funds did not clear by bank until Feb. 28, after their closing date, yet Target added a late fee of $35.00 and somehow increase a payment of what would have been $56.00 to $133. The worst part is that I actually paid $75 for the March payment, which was in excess of what was due.

This company cares nothing about customers who attempt to pay ahead of time. They could care less that most of us have suffered cutbacks at work, increasing health care costs and other financial issues.

My plan is to make this as public as possible and discourage anyone I know from signing up for a target credit card. There is no reason for a company to charge this type of fee and fail apply funds paid to the month for which they are intended. The only way they would remove the late fee is if they could extort 133.00 out of my over the telephone.

May those of us who have dealt with this silliness should contact our representatives about some additional changes to the CARD Act because obviously what has been implemented so far does little to help most of us!