I have been working extra odd jobs to earn money to pay down my Target VISA. I had a $12,000 limit, which I had used up, but I was paying my bills on time and, usually, much more than the minimum payment. Last November, I sent a check for $1,000.in December, they lowered my limit to $11,200, ...
I tried to get Target National Bank to lower their interest rate and set me up on a payment plan with an automatic payment from my checking account. They were totally unwilling to give any help at all. The interest rate they are charging me is 27.24%. The minimum payment is mostly interest so it ...
My husband lost his job and I got 2 months behind on my Target red card account. I called and made payment arrangements of $57 a month for 3 month to get me caught back up. They automatically deducted the payment amount from my bank account. What they didn't tell me was that every month they would ...
We pay out Target Credit Card charges in full every month and on time. However, for the first time, we inadvertantly missed a Target payment due Feb 2. Upon discovery of mishap, I paid the entire current balance on the account via their phone service. The amount paid was credited Feb 12 but not ...
In January I called Target to request a reduction of my interest rate on my credit card. Target informed me that there was a moratorium on reducing interest rates, but I could write and make a formal request. I wrote them a letter about how I have been a valued customer for over 10 years, how I ...
I received my Visa bill on Saturday, 2/14. I noticed they raised the interest rate to 27.99%. I called them to ask to lower it, they told me because I allegedly had a late fee in 10, they raised the interest rate. I told them I always pay in the Target store on the due date. If they have a cut-off ...