We refinanced our mortgage with Alpine Mortgage company in October. They said the loan would close in 30 days. It took 60. At closing we discovered the loan type, the loan amount & the interest rate was not what we were told we would be getting. The fees also were not the same as we were told they would be. We never received any loan documents or disclosures until the day we closed.
The loan officer told us not to pay our property taxes (due November 1st) or December's mortgage payment. We felt we had no choice but to sign the loan papers, or we had to come up with $2500.00. The loan officer also put us in a situation where we could lose our house (which I can't mention the circumstances or details for fear the lender will find out somehow.) Alpine also paid Metro Real Estate & Appraisals
$145.00 from the $395.00 check I wrote to Emergency Appraisals.
Metro Real Estate & Appraisals is owned by Vance Luedtke who is also the owner of Alpine & they did not disclose Metro would be involved with the appraisal process.
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