I likewise have experienced the procedure of attempting to reduce our rate of interest. We were only available in July and were informed in Sept we'd be final, then it shifted to Oct subsequently Nov, subsequently Dec arrived and all a quick we currently required an evaluation completed which qualified, we were informed we were second about the checklist to shut which was per month before, it's today Jan 12 and we still haven't noticed something. Your mortgage man lives in southern ca, and we reside in upper ca (why we got somebody within the different area of the condition I actually donot understand), he never calls people or returns our telephone calls he simply claims that people continue to be waiting. It will not consider six months and checking simply to decrease your rate of interest particularly when you've anything in they've requested for, you've ideal credit, you'venot overlooked all of your funds! Exactly what the heck are they doing. I also am just starting to feel cheated. They charged like 500.00 to the charge card they stated is always to obtain the mortgage started which we'd have it back at final which today I am just starting to believe isn't likely to occur after hearing everyone. I actually donot understand what to complete after studying everybody's remarks today. Exist additional banks performing loans such as this which are actual? I'm like understand speculate everyone is losing there houses, they contact the banks to try and get aid also it requires a year to complete the procedure, nicely at that time everybody's homeis are likely to get into foreclosure since the banks are getting sooooooo long!
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