I have never ever seen anything like this. When I was with GetSmart Visa everything was good, I paid on time and the service was good. Then all of a sudden they tell me that the account was close and that it was sold to Emerge Mastercard. I was like WHAT! Why didn't they send any notices.
So then they tell me that my card will be in the mail and that they will open an account. I was like Ok. Well it has been a year and NOTHING! I am so furious, because as it was my credit wasn't that great and this Card really ruined me. Now I am having a hard time getting a house, a car and other things. WHY WHY WHY!!! I can not believe this was happening to me.
I thought at first it was just me, but then I started reading all these complians and I was amazed of how many people's credit it had RUINED! Now instead of owing 1000, which was my balance with GetSmart, it was then paid month, but somhow I still get this thing about late charges, and the APR WOW, it is RIDICULOUS!
I am so fed up with this card, I REFUSE to pay the whole amount, when I kept on making payments, but my balance instead of lowering is raising more and more. WHAT IN THE WORLD ARE THEY DOING? Someone do something about this, cause it has ruined a lot of peoples credit. This has got to stop! They are a real ripoff!
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