Emerge has done the no bill, but charge the late charge to me also. After it was sold by getsmart to them. I had closed the account while it was getsmart, because they changed their fees and charges.
I paid them off in Febuary 2003 for the full amount and they still haven't reported it to the credit agenies. I have called them and they say they have and the cbs say they haven't. So it another ripoff at one end and i wonder which one.
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