I noticed last Friday that there was a pending charge in my checking account for 49.98. I immediately called my bank to ask what it was about. They were unable to see who was removing the money from my account at that time because it was a "pending" charge. So on Saturday I checked and found out that the withdrawal was presented as an electronic check to my account even though it says right on the face of it that it was withdrawn through ACH services. So the bank told me the payment could not be backed out or returned for any reason due to the way that it was presented and the day of the week that it was presented. While I was on the phone with the bank I was also on the other line with the phone number that was listed on the fraudulent check. I did NOT sign up for this service, but my information was forwarded to their company from a cash advance company that I applied for.
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