I was contacted by Joseph regarding an online loan that I obtained and did not repay.
To verify that I was the correct person they gave me my home address, place of employment and last four digits of my ssn. He said the creditor was First Cash International.
I informed him that I had no such loan and asked him to provide me with the loan documents and any additional information he had. He then informed me that it was too late, that my information had be given to local authorities and that I would be served papers at my place of employment on Friday.
He hung up after giving me this info. I called him back again to get additional info and he repeated that it was too late and that I would need to come to court to address this issue.
I'm looking forward to doing whatever is necessary to stop these scammers.
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