This company called me and said that I was going to jail for a cash advance done in 2007. At first they refused to give me any information and informed that I needed to pay up before they prosecuted. They also called my mom and threaten her on several occassions. After much thought and contemplation I sought the advice of a legal licensed attorney.in which she informed that it was agains FDC regulations for them to threaten me. ALso they refused to give me information on the creditor they so called were collecting from? According to the attorney I have the right to all original documents invoices creditors name, business, phone number. More over state of Texas has a statue of limitations and it had expired for collections. They still refused to listen. They said I had a loan of 1500 and that they added 29% finance fee on top of it, once again they were going agains FDC regulations. When I called demanding information on the creditor and letting them know that in 2007 it was impossible fo rme to have taken out a loan. They said that no it was mine and I needed to pay up! Further more, they said that it had not been 4 years ago but 2yrs. Were do they get 2yrs if we are in 2011. The guy a so called Mr. Tillman said that I needed to pay what I owe. I informed him of my rights and he said OK youre going to court. How am I going to court on a loan I never obtained? I told him to stop harrassing me and that I had sent him a letter and he stayed quite. He sent me a letter with false information on it stating that the loan originated for cash advance loans no formidable name of business or bank. Further he used the name Hyatt Financial as the one who had the loan now. When I did research that Financial Company / should I say Corp. Only exist for the Hyatt Hotels. He also said my collection acct would be handled by a Goldstein Attorney Network once again when I researched I found Goldstein was for property and realestate law originating in Las Angelas Ca. I fianlly yanked a name out of the Mr. Tillman when I called him back on April 14 supposable investigator said my loan originated from USA Payday loan. Well believe it or not we investigated and searched the web there was over 100 and we called each one plus emailed them I even sent a report out to DFI in Washington D.C. Because I learned through all this research that Hearshe Kemp LLC are SCAMMERs and are falsing documents harrassing people and pocketing in money that customers don't even owe. I also learned that they say that you owe money to a USA Payday cash advance. When I asked Mr. Tillman for a phone number for my so called creditor he refused to give it to me. He also gave me an acct. # to let the cash advance know. WHen ever they pulled up that number it belong to so many diffrent clients none which had my name. THis people are false and I have already reported them to the Texas Attorney Generals, New York Attorney Generals and ALso the FDC and DFI. I hope they get what is coming to them.
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