In May I received an email which contained a copy of a "warrant for my arrest" and "wage garnishment summons", also included were threats of "making my life miserable" until I paid this debt.in June they contacted one of my "personal references" and informed him that I used his name and SS# to obtain this money and if he didn't pay RIGHT NOW, he would be arrested for worthless checks. I was forced and scared so I agreed to pay 100.00 per month.in September I had a very serious and unfortunate circumstance and contacted them immediately, they agreed IN WRITING to put the payment off until further notice, however I found that they had somehow obtained names and phone numbers of every one of my family members. They called my minor daughter 7 times a day stating that the next time she saw her mom it would be in jail, called my parents and told them I wrote 300.00 in worthless checks and they would be arrested with me for harbouring a fugitive, told my brother that the police were looking for me for 300.00 in worthless checks. Then today (without my approval) they drafted my account. I have requested a copy of the "contract" and they refuse, I request to speak to a real ATTORNEY and he refuses, I have filed a complaint with the FTC and Consumer protection / affairs. There are so many laws in the FTFDCA to protect us, however not one group will take action (unless this is a class action). If you have ever read the laws of the FTFDCA, you will see that this company/gentleman has broken several laws, yet where are the attorneys set up to protect the consumer? He told me today that since I refused to pay him anymore money that "my life would be miserable, he was going to start calling "all individuals involved" (I am the only signer on this loan) and the phone calls have already started! Do not pay these people anything!!! CA Now is just as responsible, they have retained a collection agency of which they are aware practices illegal and unethical collection practices.
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