Charges optician services, after which I paid in full. After the fact received a bill with a fee for $39 with interest of $10. Called to protest and to terminate the card. I was told that this would jeopardize my credit rating and I should purchase a Credit Analyzer tool with a monthly fee. A penalty for cancelling a predatory lender? Outrageous!!! These people are shameless! I am in Regulatory Affairs and I follow the Payment Card Industry. They are shameless! Do not fall for this trap. I insisted that they cancel these fees which they did.
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