Can you think Wells Fargo is delivering us BACK our cash and maintaining people in FORECLOSURE?!?
We've consistently settled our mortgage promptly for more than 5 years. Lately we dropped behind on our home cost for 3 months because of layoff and under-employment. We've attempted again and again for mortgage modification for 15 weeks without any success. While Wells Fargo informed us these were beginning foreclosure we scrambled together the cash to obtain current plus they approved cost to create us present. Three months later they informed us that people were still in foreclosure and were delivering people BACK the cash we settled them
Listed Here Is the schedule:
January - after among us was layoff and also the other turned seriously underemployed we began trying to get mortgage modification. 15 weeks later and countless pounds invested faxing record after doc to Wells Fargo they nevertheless declined to change our mortgage despite the fact that we were producing all of the funds, hardly.
December, January, February - 2010 - We were not able to create our home funds for all those a few months and EXTENDED to reapply for mortgage-modification. Wells Fargo settled our home taxes and delivered us a brand new declaration with regular extra add up to settle the fees.
March - We created a partial cost of $2,000 (from the regular $2,400 due) but Wells Fargo declined to use it stating they'd maintain that profit a "suspense account".
May - We were informed they were likely to begin foreclosure procedures and we obtained a notice from the 3rd party authorized company with several extra costs. We named Wells Fargo to ask what we owed as a whole so we're able to attempt to get present. They offered us a sum and prepared our cost of around $8,000 to create us present. We named every couple of days to verify that people were current plus they usually stated "yes, your mortgage is present". We started to breathe a sigh of reduction, extended to demand change and created a complete property cost for that month of May using the additional quantity towards paying the home tax. We believed all was okay, even though it is just a large find it difficult to create our home cost.
April 20 - We did our program regular phone to confirm the standing of our request mortgage-modification simply to discover that we'd been refused AGAIN. We ADDITIONALLY discovered that people were "nevertheless in foreclosure" despite the fact that they established again and again that people were "present" on our funds. We were obviously surprised and extremely annoyed. We stated we could not think the things they were informing people and perhaps we ought to call-back and report the telephone discussion... To that they responded "you-can't report these calls of course if you need to do they'd be "inadmissible in courtroom"!! Therefore today weare in limbo, uncertain if we'll shed our house DESPITE THE FACT THAT we got present with the funds right once they informed people of foreclosure procedures
Significantly, they've our cash, we introduced our mortgage present... Is not the STAGE?
Why ON THE PLANET might they deliver us BACK the cash and maintain us in foreclosure???
Are you able to assist us reveal the lunacy here???
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