Complaint / review text:
Wells Fargo Mortgage is just a laugh.in October 2010 I obtained a telephone call from Wells Fargo declaring that people were 4 weeks behind on our mortgage repayments. I told them that I'd created every payment per month like usually and was confused regarding how it was. I had been informed that there is insufficient profit my escrow to protect my fees and insurance so that they "Did me a benefit" and settled them for me personally. I had been subsequently informed the last 4 monthly obligations have been taken up to settle my debt for them for spending my fees and insurance. Therefore in a nutshell each month that I thought I had been spending my mortgage these were really getting it to pay for themselves again for them "doing me a benefit". I told them I needed to maintain my home and questioned what I had a need to do to create that occur. They questioned me for my economic info so that they might set me-up on some kind of reimbursement program. I experienced this many times and was informed that there is no aid available. I told them I really could deliver them $1,500.00 plus they explained that will quit the foreclosure and that I might spend the remainder prior to the next mortgage cost was due the next month. I delivered them the $1,500.00 via my lender and was underneath the impact the anything was good which I'd the full time to pay for the remainder down prior to the contract. On November 8th I obtained a notice from A Lawyer declaring that my home was in foreclosure. I named Wells Fargo and was informed the cash I delivered them was delivered back towards the lender simply because they wouldn't take incomplete payments. I had been subsequently directed to contact the Lawyer. The initial quantity I had been informed I owed them was $2,169.00. After I named the Lawyer I had been informed that I currently owed $3,200.18 due to Lawyer costs, overdue costs, assessments, etc. I had been informed this quantity was great till November 15th. On November 13th paperwork was submitted using the courtroom and also the quantity increased to $3,928.08. I'm like I've been bent around and screwed hard. I delivered the Lawyer the cash to possess all this looked after, but I'm today really anxious after studying all of the horror tales on below in regards to what may truly occur using the cash that I delivered the Lawyer. I'm informed that I'll get a notice in the judge declaring the foreclosure continues to be ignored and anything is likely to be back on the right track, however for just how long? The frightening aspect about all this is the fact that this isn't the very first time we've had difficulties with Wells Fargo. We'd like to refinance, but due to all of the difficulty we've had together our credit rating is within the bathroom. Our only issue is just how many more instances are we likely to need to cope with this garbage?