I also had a problem when Merrick bought Nextcard. I had been fine with Nextcard, making payments mostly on time, and next thing I know I got this phone call from a woman demanding money from me.
She said she was from a company called Merrick bank and that I must pay her a large sum of money (around $200). She said that I did not pay for quite a long time. I advised her that I had no knowledge of a "Merrick Bank" and she said that she sent me a letter in the mail a couple months prior advising me that Merrick bought out Nextcard. She was very rude and eventually she got money out of me.
That was a big mistake. Knowing what I know now, I shouldnt have given her any money. I recieved only one statement from them (after the contact by the rude lady) and nothing else. I do not know what my account number is, and I never received a credit card from this company.
Since I never received any information from this company after the initial letter after the phone conversation, I assumed that I had been scammed and that they really didnt buy Nextcard. I didnt pay anything else.
Now they sent me to collections, and I am disputing the validity of this debt with the collection agency since I dont know what my account number is (except for the little part that is on my credit report) and since I never signed a written contract with them! I'll be honest, I really liked Nextcard (one of the few Credit Cards I actually liked) but when I signed the Nextcard agreement, that was for Nextcard only, not for Merrick. If need be, I will have to take this to court. I refuse to pay Merrick another cent.
0 comments