I applied on line for a credit card. I entered information, like a dummy, regarding my checking account I did not see in fine print or anywhere else that they (USA Credit) was going to deduct money from my account, and of course now I cannot locate online my application for this credit card, nor can I find the conditions or where they are telling me that they are going to deduct from my account various fees.
Fees totaling $179.90. I did not authorize this amount to be taken from my account. I spoke with them on the phone only to find out that even though my bank shows this to be paid, the company USA will not show it paid for an addition 5 working day.in order for me to stop this action and get my money back I have to wait for USA to show it paid and then it will take an additional 10 working day for this money to reappear in my bank account.
I would never have authorized this deduction. I do not believe I should have to pay a company for a credit card, so I do not respond to these types of adds.
However, USA GOT Me! Now I have a large overdraft in my checking account and I have to wait 30 days to get this taken care. This is a rip-off. Please pay attention to what you are doing online, if you do not think that they can get you, THEY CAN. I not only owe $179.80 to my checking account, but now I also owe 180.00 in checking service fees due to the other outstanding checks in my account.
This was the biggest RIP-OFF.
T
Maryland
U.S.A.
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