Ok, so about 4 months ago I decided to close all my accounts with Bank of America for different reasons, including very rude customer service personel, plus I could not believe that they would lie to customers. WRONG! I went one morning and with no problem I talked to one of the bank managers and I closed all the accounts. He told me I needed to withdraw all my money and that would be it. That it was already done.
Few months passed and I received a letter from Bank of America stating that I owe them $187.00 dollars on my checking account and around $5.00 on my savings account. I thought, How could that be possible? Well very easy. They never closed the account and left it active for all that time while they were charging maintenance fees on both accounts which according to the manager, he closed. I visited the bank, and guess what? The bastard did not closed the account. After spending almost 2 hours of argument I finally decided to call my brother (Lawyer) and suddenly everything was resolved.
Now here is the catch. When you close an account they don't give you any documentation that the account is closed, and they wont give it to you even if you asked for, I tried! So there is no way that you can prove that you closed the account. How convenient!
Be aware, I started doing some research and I have found a lot of persons with the same problem, actually the day I went to the bank there was a person with the same problem. Then my mother in law had the same problem with them. God knows how many people they rip off with this dirty tactic. Is there any government agency that regulates banks? How can we defend ourselves against these corporations? They have all of our money and if they chose to, they will keep it! There is actually a disclosure on the contract that says that they can close your account at any time for any reason.
Be aware of this BANK OF AMERICA SCAM!!! Don't give them a single penny! They should be the ones being prosecuted and brought to justice!!
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