GEMB is a joke!!!
Loan purchased from E Trade.
Four 1/2 years paying on loan, never missed a payment, occasionally late but always send additional fee with.
These jerks call day and night, days before the late cut off on the statement.
I wouldn't put ANYTHING past these crooks (holding checks until after the due date period, etc.)
I'm contacting the Minnesota Attorney General about this shady buisness
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