Yes, their interest rate is fairly good and their online system works ok but if you have any problems at all (as I did when they suspended all my linked accounts for no reason), that require you call Customer Service… then I feel sorry for you. You will spend hours on the the phone with a completely undertrained Indian from a call center on the the other side of the world, that just talks you in circles. They refuse or do not have the ability to transfer you to a supervisor or english speaking operator.
I closed by account because of their appalling Customer Service and I simply do not like the idea of a call center on the other side of the world, that turns over staff daily, to access to my sensitive information including Social Security, driver license, secret questions and answers etc. Etc.
I moved my saving to GMAC, after calling customer service first, to make sure who I am dealing with.
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