The US Bank charged our account with aprox $283 dollars in overdraft fees over a $4.29 negative balance without any warning for more than a month, not either by phone or mail. I made a $300.00 dollars deposit to stop the slaughtering even do that I needed that money and I personnaly ask them for mercy and refund some money, I made another deposit of $136 to show them good faith. After waiting for more than a week for the local Branch manager to take my casebecause apparently he was in a seminar, I finally call him and he agreed to return just $50 and cents out of the $284 which I find ridiculous. I told him that we relied in statements and notices to know the status of our accounts. That is the way that always worked without the computer but now they are using these excuse to rip people of their hard earned money.
My question is: Are they legal to apply these charges without warnings.
Is there any legal resource that can be used to protect consumers from these predators? In special the US Bank, in my long time of banking with different banks existent and non-existent I never confronted such a predatory Bank like the US BANK.
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